What does Universal Credit combine for claimants?

Universal Credit is designed to simplify the benefits system for claimants by combining a range of existing tax credits and benefits into a single payment. This integration helps streamline the process for individuals and families, making it easier to apply and manage support.

Specifically, Universal Credit merges components like income-based Jobseeker's Allowance, income-related Employment and Support Allowance, Housing Benefit, Child Tax Credit, and Working Tax Credit. By consolidating these various forms of financial support into a single monthly payment, the system reduces complexity and aims to encourage claimants to seek employment without facing a sudden loss of support when their situation changes.

This comprehensive approach contrasts sharply with the other choices, which focus narrowly on specific aspects of benefits rather than the broader aim of unifying financial support for the diverse needs of claimants.